Alejandro Cruz

Prime Rate Capital Lending helps homebuyers, real estate investors, business owners, and commercial clients secure financing with confidence. We specialize in residential mortgages, Non QM loans, DSCR investor financing, bank statement programs, commercial real estate loans, and private lending solutions. Our approach is simple. We focus on finding financing that fits each client’s goals instead of forcing every borrower into the same program. Whether you are purchasing your first home, expanding your investment portfolio, refinancing, or financing a commercial property, we provide clear guidance and personalized lending strategies from application to closing. At Prime Rate Capital Lending, we believe every client deserves honest advice, responsive communication, and access to competitive financing options that help move their plans forward.